:root {
  --ins-ink: #101820;
  --ins-muted: #667085;
  --ins-blue: #00419f;
  --ins-cyan: #00a8ea;
  --ins-green: #71eb30;
  --ins-gold: #d6a441;
  --ins-red: #e65f4d;
  --ins-line: #dbe6ee;
  --ins-paper: #fffdf6;
  --ins-soft: #f5f8fb;
  --ins-shadow: 0 24px 64px rgba(16, 24, 32, .11);
  --ins-radius: 8px;
}

.insurance-policy-page {
  color: var(--ins-ink);
  background:
    linear-gradient(90deg, rgba(0, 65, 159, .03) 1px, transparent 1px),
    linear-gradient(0deg, rgba(16, 24, 32, .025) 1px, transparent 1px),
    #f8fafc;
  background-size: 38px 38px;
}

.ins-hero {
  padding: clamp(58px, 7vw, 96px) 0 48px;
  background:
    linear-gradient(118deg, #ffffff 0 56%, #eefbff 56% 78%, #fff8e8 78% 100%);
}

.ins-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, .96fr) minmax(330px, .48fr);
  gap: clamp(34px, 6vw, 78px);
  align-items: center;
}

.ins-kicker,
.ins-index span,
.ins-policy-sheet header span,
.ins-flow-heading span,
.ins-limits-copy span,
.ins-support span {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: var(--ins-blue);
  font-size: 12px;
  font-weight: 1000;
  letter-spacing: 0;
  text-transform: uppercase;
}

.ins-kicker {
  min-height: 34px;
  padding: 0 13px;
  border: 1px solid rgba(0, 65, 159, .12);
  border-radius: 999px;
  background: #fff;
  box-shadow: 0 12px 30px rgba(16, 24, 32, .06);
}

.ins-kicker img {
  width: 15px;
  height: 15px;
  filter: invert(22%) sepia(93%) saturate(1738%) hue-rotate(207deg) brightness(84%) contrast(105%);
}

.insurance-policy-page .ins-hero h1 {
  max-width: 880px;
  margin: 18px 0 22px;
  color: var(--ins-ink);
  font-size: clamp(44px, 6vw, 82px);
  line-height: .98;
  letter-spacing: 0;
}

.ins-hero p,
.ins-policy-sheet p,
.ins-limits-copy p,
.ins-support p {
  max-width: 780px;
  margin: 0;
  color: var(--ins-muted);
  font-size: 16px;
  line-height: 1.86;
}

.ins-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.ins-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 1000;
}

.ins-button-primary {
  color: #fff;
  background: var(--ins-blue);
  box-shadow: 0 14px 28px rgba(0, 65, 159, .2);
}

.ins-button-secondary {
  color: var(--ins-ink);
  border: 1px solid rgba(16, 24, 32, .14);
  background: #fff;
}

.ins-certificate {
  position: relative;
  overflow: hidden;
  padding: 30px;
  border: 1px solid rgba(16, 24, 32, .12);
  border-radius: var(--ins-radius);
  background:
    radial-gradient(circle at 88% 12%, rgba(113, 235, 48, .24), transparent 28%),
    #101820;
  box-shadow: var(--ins-shadow);
}

.ins-certificate::before,
.ins-certificate::after {
  position: absolute;
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 50%;
  content: "";
}

.ins-certificate::before {
  right: -62px;
  top: -62px;
  width: 190px;
  height: 190px;
}

.ins-certificate::after {
  left: -58px;
  bottom: -84px;
  width: 170px;
  height: 170px;
}

.ins-certificate-head {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.ins-certificate-head span {
  color: rgba(255, 255, 255, .68);
  font-size: 12px;
  font-weight: 1000;
  text-transform: uppercase;
}

.ins-certificate-head img {
  width: 28px;
  height: 28px;
  filter: invert(91%) sepia(89%) saturate(634%) hue-rotate(33deg) brightness(98%) contrast(93%);
}

.ins-certificate strong {
  position: relative;
  display: block;
  margin: 24px 0 28px;
  color: var(--ins-green);
  font-size: clamp(44px, 6vw, 62px);
  line-height: .92;
  overflow-wrap: anywhere;
}

.ins-certificate p {
  position: relative;
  color: rgba(255, 255, 255, .78);
  font-size: 15px;
  line-height: 1.72;
}

.ins-stamp {
  position: relative;
  display: inline-flex;
  margin-top: 26px;
  min-height: 34px;
  align-items: center;
  padding: 0 14px;
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 999px;
  color: #fff;
  font-size: 12px;
  font-weight: 1000;
  text-transform: uppercase;
}

.ins-summary-section {
  padding: clamp(58px, 7vw, 96px) 0;
  background: var(--ins-soft);
}

.ins-summary-layout {
  display: grid;
  grid-template-columns: 210px minmax(0, 1fr);
  gap: clamp(28px, 5vw, 68px);
  align-items: start;
}

.ins-index {
  position: sticky;
  top: 126px;
  display: grid;
  gap: 8px;
  padding: 18px;
  border-left: 3px solid var(--ins-gold);
  background: rgba(255, 255, 255, .76);
}

.ins-index span {
  margin-bottom: 8px;
  color: var(--ins-gold);
}

.ins-index a {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  color: #334155;
  font-size: 13px;
  font-weight: 900;
}

.ins-index a:hover {
  color: var(--ins-blue);
}

.ins-policy-sheet {
  max-width: 930px;
  padding: clamp(28px, 5vw, 54px);
  border: 1px solid rgba(219, 230, 238, .94);
  border-radius: var(--ins-radius);
  background:
    linear-gradient(90deg, rgba(0, 65, 159, .03) 1px, transparent 1px),
    var(--ins-paper);
  background-size: 34px 34px;
  box-shadow: var(--ins-shadow);
}

.ins-policy-sheet h2,
.ins-flow-heading h2,
.ins-limits-copy h2,
.ins-support h2 {
  margin: 14px 0 16px;
  color: var(--ins-ink);
  letter-spacing: 0;
}

.ins-policy-sheet h2 {
  max-width: 760px;
  font-size: clamp(30px, 4vw, 52px);
  line-height: 1.08;
}

.ins-ledger {
  display: grid;
  margin: 34px 0 0;
  border-top: 1px solid var(--ins-line);
}

.ins-ledger div {
  display: grid;
  grid-template-columns: 160px minmax(0, 1fr);
  gap: 24px;
  padding: 22px 0;
  border-bottom: 1px solid var(--ins-line);
}

.ins-ledger dt,
.ins-ledger dd {
  margin: 0;
}

.ins-ledger dt {
  color: var(--ins-blue);
  font-size: 14px;
  font-weight: 1000;
}

.ins-ledger dd {
  color: #263544;
  font-size: 16px;
  line-height: 1.78;
}

.ins-flow-section {
  padding: clamp(58px, 7vw, 94px) 0;
  background: #fff;
}

.ins-flow {
  display: grid;
  grid-template-columns: minmax(0, .58fr) minmax(0, .95fr);
  gap: clamp(30px, 6vw, 80px);
  align-items: start;
}

.ins-flow-heading h2 {
  max-width: 520px;
  font-size: clamp(30px, 4vw, 54px);
  line-height: 1.08;
}

.ins-flow ol {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
  border-top: 1px solid var(--ins-line);
}

.ins-flow li {
  display: grid;
  grid-template-columns: 168px minmax(0, 1fr);
  gap: 22px;
  padding: 23px 0;
  border-bottom: 1px solid var(--ins-line);
}

.ins-flow b {
  color: var(--ins-ink);
  font-size: 18px;
}

.ins-flow small {
  color: var(--ins-muted);
  font-size: 14px;
  line-height: 1.78;
}

.ins-limits-section {
  padding: clamp(58px, 7vw, 96px) 0;
  color: #fff;
  background:
    linear-gradient(135deg, rgba(0, 168, 234, .12), transparent 42%),
    #101820;
}

.ins-limits-grid {
  display: grid;
  grid-template-columns: minmax(0, .6fr) minmax(0, .9fr);
  gap: clamp(30px, 6vw, 76px);
  align-items: start;
}

.ins-limits-copy span {
  color: var(--ins-green);
}

.ins-limits-copy h2 {
  color: #fff;
  font-size: clamp(32px, 4vw, 56px);
  line-height: 1.06;
}

.ins-limits-copy p {
  color: rgba(255, 255, 255, .74);
}

.ins-limit-list {
  display: grid;
  gap: 14px;
}

.ins-limit-list article {
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  grid-template-areas:
    "icon title"
    "icon text";
  gap: 18px;
  align-items: start;
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, .14);
  border-radius: var(--ins-radius);
  background: rgba(255, 255, 255, .055);
}

.ins-limit-list img {
  grid-area: icon;
  width: 28px;
  height: 28px;
  filter: invert(91%) sepia(89%) saturate(634%) hue-rotate(33deg) brightness(98%) contrast(93%);
}

.ins-limit-list h3 {
  grid-area: title;
  margin: 0 0 8px;
  color: #fff;
  font-size: 20px;
}

.ins-limit-list p {
  grid-area: text;
  margin: 0;
  color: rgba(255, 255, 255, .72);
  font-size: 14px;
  line-height: 1.74;
}

.ins-support-section {
  padding: clamp(58px, 7vw, 92px) 0;
  background: linear-gradient(104deg, #fffdf8 0 62%, #eefbff 62% 100%);
}

.ins-support {
  display: grid;
  grid-template-columns: minmax(0, .88fr) minmax(280px, .42fr);
  gap: clamp(28px, 5vw, 64px);
  align-items: center;
}

.ins-support h2 {
  font-size: clamp(32px, 4vw, 54px);
  line-height: 1.06;
}

.ins-support-actions {
  display: grid;
  gap: 14px;
}

.ins-contact {
  display: grid;
  justify-items: start;
  gap: 14px;
  padding: 24px;
  border: 1px solid rgba(16, 24, 32, .12);
  border-radius: var(--ins-radius);
  color: var(--ins-ink);
  background: #fff;
  box-shadow: var(--ins-shadow);
  overflow-wrap: anywhere;
}

.ins-contact img {
  width: 28px;
  height: 28px;
  filter: invert(22%) sepia(93%) saturate(1738%) hue-rotate(207deg) brightness(84%) contrast(105%);
}

.ins-contact span {
  color: var(--ins-ink);
  font-size: 17px;
  text-transform: none;
}

@media (max-width: 980px) {
  .ins-hero-grid,
  .ins-summary-layout,
  .ins-flow,
  .ins-limits-grid,
  .ins-support {
    grid-template-columns: 1fr;
  }

  .ins-index {
    position: static;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    border-left: 0;
    border-top: 3px solid var(--ins-gold);
  }

  .ins-index span {
    grid-column: 1 / -1;
  }
}

@media (max-width: 640px) {
  .ins-hero {
    padding-top: 44px;
  }

  .insurance-policy-page .ins-hero h1 {
    font-size: 40px;
    line-height: 1.04;
  }

  .ins-certificate,
  .ins-policy-sheet,
  .ins-contact {
    padding: 22px;
  }

  .ins-index {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ins-ledger div,
  .ins-flow li,
  .ins-limit-list article {
    grid-template-columns: 1fr;
    grid-template-areas:
      "icon"
      "title"
      "text";
    gap: 10px;
  }

  .ins-support-actions .ins-button {
    width: 100%;
  }
}